Credit repair is the process of identifying and addressing errors, inaccuracies, or unfair negative items on your credit report. We work on your behalf to dispute these issues, aiming to improve your overall credit score.

We begin by reviewing your credit reports from the three major credit bureaus. We then identify any questionable negative items, such as late payments or collections, and challenge them with the relevant creditors and credit agencies. Our goal is to ensure your credit report is accurate and fair.

Credit repair isn’t an overnight process, but many of our clients start seeing positive changes within 30 to 90 days. It all depends on the number of issues to be resolved and how the credit bureaus respond. We’ll keep you updated throughout the process!

While we can’t guarantee specific results, we do guarantee our commitment to doing everything we can to improve your credit. Many clients experience a significant boost in their score, but it also depends on your credit habits and financial situation moving forward.

Our services are tailored to your individual needs, so the cost will depend on the plan that works best for you. We offer a free initial consultation, so you can understand the process and pricing before committing. No surprises—just straightforward help.

Yes, you have the right to dispute items on your credit report yourself, but many find it overwhelming and time-consuming. We handle all the legwork, paperwork, and follow-up on your behalf, so you can focus on other priorities while we work to improve your credit.

Credit repair focuses on disputing inaccurate or outdated information on your credit report to improve your score. Credit counseling, on the other hand, helps you manage your debt and finances better. We focus on repairing your credit, but we also provide tips to help you build and maintain healthy credit moving forward.

We provide regular updates on your progress, and you’ll have access to a client portal where you can track your credit score changes, disputes, and overall improvements. As items are removed or updated, your score should reflect these changes.

If you’re starting with little to no credit, we can help guide you in building a solid credit foundation. This might include adding trade lines, using secured credit cards, or developing better credit habits. Even if your credit is very low, we’ll work together to get you on the right path.

Yes, credit repair is legal, and we follow the Fair Credit Reporting Act (FCRA) to dispute items on your behalf. We take your privacy seriously and use secure processes to protect your personal and financial information at every step.

It’s easy! Just contact us for a free consultation, and we’ll review your situation and provide you with a tailored credit repair plan. We’ll guide you every step of the way, so you can start building better credit right away.

Absolutely! We’re proud to offer our credit repair services in both English and Spanish to better serve our diverse community.
¡Ofrecemos todos nuestros servicios en español también! No dudes en contactarnos para recibir ayuda en tu idioma.